COVERAGE AND RATES

We provide insurance coverage for both Fleets and Owner Operators. We consult with you to evaluate your needs and to identify risks that you may not have considered. Our goal is to protect your livelihood and provide you with peace of mind that you are fully covered. We only work with insurance companies that will be there for you when you have a claim. We offer competitively priced products with the right amount of coverage – we don’t take short cuts that put you at risk.

Commercial Auto Liability

 • We evaluate your needs and tailor policies that cover your risks.

 • We offer pollution liability.

 • We can cover Sub-haul exposure and leased owner operator fleets.

 • We have programs for Brokerage Liability and Contingent Cargo.

 • 24/7 access to an underwriter. Meaning many great benefits like certificates, additional insured endorsements, and adding equipment at any time: day or night.

Talk with an expert about your coverage.

Physical Damage Insurance

 Our coverage helps you get your equipment repaired and back on the road promptly. We can offer Rental Reimbursement and Downtime Coverage.

 

Some items offered:

 1. Rental Reimbursement for replacement tractors, trucks & trailers.

 2. Emergency Expenses related to mechanical breakdown, including lodging, meals, and vehicle rental.

 3. Working with our reputable Insurance Companies ensures that when your equipment needs repairing it will be done quickly and correctly, getting you back on the road in a timely manner.

 4. 24/7 access to an underwriter. Meaning many great benefits like immediate coverage of newly purchased equipment.

 5. We offer policies with no limits on towing.

 6. We offer affordable programs which cover towing and/or labor for repairs to a covered auto disabled due to mechanical breakdown

Talk with an expert about your coverage.

Cargo Insurance

Noble West offers cargo liability insurance policies that put everyone at ease. It is essential to protect your interests, and your reputation for reliability as a Trucking Company.

1. Policies that covers driver error

2. We can offer a diminishing deductible

3. The policies we offer help reduce your loss through timely recovery and salvage of your cargo.

4. We can provide coverage for increased cargo limits quickly

5.  We offer a program with 24/7 access to an underwriter. Meaning immediate increase to cargo limits at any time: day or night.

 

Talk with an expert about cargo insurance

General Liability

This type of insurance can be the most overlooked, least expensive. For a business in transportation – where things are moving fast, Excess liability coverage can be the smartest decision. We can help you define the best coverages and terms.

 

This type of policy covers premises and operation exposures to protect your financial assets that are not covered by your Truck Insurance Policy. Specific programs for Garage Liability and Garage Keepers Liability. 24/7 access to an underwriter.

Talk with an expert about managing liability

Workers Compensation

We will place you with an insurance company with a team on your side. Adjusters who you know by name will listen to your concerns about a claim and will help to get your injured employee back to work as soon as possible. Our workers' compensation specialists will strive to help you prevent and reduce injuries.

 

In addition, we can provide trucking related resources which will help prevent these work accidents from happening in the first place.

Talk with an expert about your coverage.

Occupational Accident Insurance

This coverage is for independent owner operators or leased owner operators for an injury sustained while in the course of running their truck. Occupational Accident Insurance can provide benefits for: accidental death, dismemberment, and paralysis; accident disability; and accident medical expenses. This is not Workers' Compensation Insurance.

Talk with an expert about your coverage.

Excess Liability/Umbrella

This type of insurance can be the most overlooked, least expensive. For a business in transportation – where things are moving fast, Excess liability coverage can be the smartest decision. We can help you define the best coverage and terms.

 

We evaluate your needs and recommend proper limits that minimize your risk. We understand the unique liability exposures in the trucking industry and that a trucking company can be is one devastating loss away from financial trouble.

Talk with an expert about your coverage.

Trucking Healthcare Insurance

We have partnered with an Employee Benefits company to provide our customers with employee healthcare, 401k and other employee benefits.

 

Using this program greatly diminishes the amount of time spent on Human Resources issues within a transportation office:

 

They alert you and explain changes in the health programs, create and manage log-ins with all insurance providers, and keep all information and paperwork for employees up-to-date, accurate and submitted in a timely manner.

Talk with an expert about your coverage.

Bonds

We can provide Road Tax, Brokers, Customs and other bonds.

Years of experience specializing in the Trucking Industry helps us get you the bonds you need fast and cost-effectively.

Talk with an expert about bonds.

Contact

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OFFICE HOURS

8:30 - 5:00  PST

8:30 - 4:30  PST  Fridays

205 Natoma Street

Folsom, CA 95630

170 Newport Center Drive

Suite 205

Newport Beach, CA 92660

800.391.1313

© 2018  NOBLE WEST.   All Rights Reserved.

Western Transportation Insurance Services, Inc.

DBA: Noble West  License# 0B10706